Credit card can give more than convenient purchasing power and great perks like travel or cash back rewards. Some cards additionally provide the added benefit of insurance. Insurance may partially reimburse you for eligible travel expenses, or loss or damage to car rentals or qualifying purchases.
Credit card insurance is subject to terms, conditions, limitations and exclusions (including pre-existing medical condition exclusions). These are described in the insurance certificates that you receive with your credit card. Some insurances may require purchases, auto rentals, common carrier fares and other trip costs to be charged to your credit card (other conditions may also apply). Forbes